Wednesday, July 26, 2017

Important Questions To Ask Contractors Offering Storm Home Damage Repairs MN Homeowners Require

By Catherine Reed


When storms cause flooding and do structural harm to homes, getting them fixed and back to their original condition is of paramount importance to the owners. Unfortunately, unscrupulous individuals know that and often show up unannounced offering to make needed repairs and then disappear after they receive the upfront cash they demand. You don't have to be a victim of such a scam if you are smart and ask some pertinent questions of any contractor offering to make the storm home damage repairs MN homeowners badly need.

If your house has sustained major damages, your first step, after making sure everyone is safe and secure, is contacting the insurance company. You will have to wait for an adjuster to look at your property and assess the damages to it. In the meantime, you can begin contacting contractors. You should ask potential bidders how long they have been in business and what kind of experience they have.

A reputable company should have no problem giving you at least three recent references. The jobs they did for these clients need to be similar to the one they propose to do for you. Contractors who can't produce references should be avoided.

Contractors must be licensed, bonded, and insured. You don't want to be liable for someone getting hurt while working on your property. If the contractor doesn't have sufficient liability insurance, that is what will happen. Contractors who have licenses, certifications, and any other appropriate designations are much more likely to do a good job than those without them.

A lot of contractors subcontract jobs to others instead of doing all the work themselves or using their own crews. This allows them to handle more jobs and make more money. It can be problematic for you however, if the subcontractors are not licensed or experienced. This is an important question to ask anyone handling repair work on your house.

Some homeowners try to save money by letting friends or family members, who consider themselves handy, make major repairs to their houses. This is almost always a mistake. You need someone who specializes in the kind of work you need done, not a part time handyman. A professional contractor with verifiable expertise is the best choice.

If a stranger shows up on your doorstep wanting to fix your house after a storm, you should be very suspicious. This is especially true if you notice they are driving a truck or car with an out of state license or don't have a business address. Individuals who try to get cash in advance of work should be shown off your property.

When storms damage your house, you need it repaired by someone who is experienced, professional and trustworthy. You home is a valuable asset. You shouldn't entrust it to just anyone. Asking pertinent questions in the beginning, will help prevent costly mistakes.




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